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...ns for conventions and multi-day meetings. This program is underwritten with e...merce, and event producers running conventions, conferences, or seminars that ...

...avy machinery expos to quilting conventions, BUA has developed a deep understa...r this program?Trade shows, expos, conventions, industry conferences, and asso...

The short term special event insurance program is designed for organizers of short term special events that meet the following criteria: - Total attendance is 12,000 or less - Maximum number of consecutive event days is 10 not including set-up or tear-down - Event is head at a single location (except for weddings - coverage can be extended to include the rehearsal, ceremony, and reception as a single event) - Event must take place in the United States Eligible Operations for Short Special Term Event Insurance: (Including but not limited to) - After-prom party insurance school-sponsored event only) - Pageant insurance - Party insurance - Auction insurance - Quinceanera insurance - Award presentation insurance - Recital insurance - Banquet insurance (dance, music) - Bazaar insurance - Religious event insurance - Car/Motorcycle/RV/Boat - Reunion insurance show insurance - School band or drill team (static display only) competition insurance - Concert insurance - School carnival insurance - Charity event insurance (no rides/inflatables) - Concert insurance - Show insurance (animals-arena (call for approval) setting only, art, baby, craft, etc.) - Convention insurance - Debut or debutant - Social gathering/reception insurance ball insurance - Speaking engagement insurance - Festival insurance - Theatrical performance insurance - Flea market insurance - Wedding activity insurance - Graduation ceremony insurance (rehearsal, ceremony or reception) - Job fair insurance - Lecture insurance - Meeting insurance - Walking tour insurance (garden, holiday, parage of homes, historical sites)-single location parties Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Damage to Premises Rented to You - Medical Expense - No Charge for Certificates of Insurance - Host Liquor Liability Included Liquor Liability - Primary (not available in AK, DC, HI, IA, MI) Increased Medical Expense (optional and not available online) K&K Insurance Group offers sports and recreations websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and leisure industry and is pleased to offer this innovative design for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following site: www.eventinsurance-kk.com New! A Walk/Run Program designed specifically for competitive or non-competitive events. Please visit www.WalkRunInsurance-kk.com to apply online. Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

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Coastal Homeowners Program from BUA BUA's Coastal Homeowners program is designed to help insurance agents and brokers place hard-to-insure residential risks located in coastal areas. As a Managing General Agency (MGA), BUA offers a competitive and flexible surplus lines solution for properties that fall outside the appetite of standard admitted carriers due to their coastal exposure. This program provides broad coverage options with underwriting flexibility for both primary and secondary homes across select Northeastern states. If your client is currently in a surplus lines market or being non-renewed due to location, BUA can provide an alternative with strong coverage and responsive service. Ideal Accounts and Appetite This program is well-suited for agents working with homeowners in coastal regions who might be struggling to find adequate coverage in the standard market. Ideal properties include: Primary or secondary homes near the coast Dwellings insured on HO3 or DP3 forms Homes owned by individuals, trusts, or corporations Properties that are well-maintained, even if over 30 years old (with updated major systems) You might have a client with a vacation home in Cape Cod or a primary residence in Long Island who has been declined coverage due to wind exposure. These are exactly the types of risks that may qualify under BUA’s program. Coverage Highlights and Advantages Offers broad HO3 and DP3 coverage forms Replacement Cost coverage (not Actual Cash Value) Competitive pricing with a minimum premium of $850 Secondary homes and non-individual ownership structures are acceptable Underwriting Notes and Minimum Premiums Homes over 30 years old must have major system updates (e.g., electrical, plumbing, heating, and roofing) to be considered. The minimum premium for this program starts at $850, making it a competitive option in the surplus lines space. Territories and Availability The Coastal Homeowners program is available in: Connecticut Maine Massachusetts New Hampshire New York Rhode Island These coastal states often present challenges for standard carriers, and BUA’s offering helps fill that market gap. Why Work With BUA BUA brings extensive experience in managing specialty personal lines programs, particularly for hard-to-place and coastal-exposed risks. As an MGA with access to multiple surplus lines markets, BUA offers responsive underwriting, competitive pricing, and a streamlined submission process to help you place difficult homeowners accounts confidently and efficiently. Frequently Asked Questions What types of accounts are a good fit for this Coastal Homeowners program?Ideal accounts include primary or secondary homes located in coastal areas of CT, ME, MA, NH, NY, and RI that are not eligible for standard market coverage due to their proximity to the coast. What forms of ownership are acceptable?Homes titled in the name of individuals, trusts, or corporations are all eligible under this program. Can older homes qualify for coverage?Yes, homes over 30 years old can qualify, provided they have had major system updates, such as electrical, plumbing, roof, and HVAC. Is this program admitted or non-admitted?This is a surplus lines (non-admitted) program, making it suitable for risks that fall outside the standard market. What is the minimum premium for this program?The minimum premium starts at $850, though final pricing will depend on the specific risk and underwriting details. Need help placing an account? Connect with a market specialist.

Zoos and aquariums are more than attractions—they are educational and conservation hubs visited by families, students, and tourists. With their complex operations and unique risks, these venues require specialized insurance solutions. American Specialty Insurance & Risk Services offers a dedicated Zoos and Aquariums Insurance Program designed to meet the specific needs of these organizations and the agents who serve them. Eligible Operations for Zoos and Aquariums Insurance Zoos Wildlife Parks Amusement Parks Drive-Through Zoos Festivals Exhibitions Aquariums Themed Attractions Special Events Program Highlights for Zoos and Aquariums Insurance “Excellent” or Higher A.M. Best Rated Carrier Admitted Coverage Program-Specific Forms and Rates Non-Auditable Policy Structure 24-Hour Claims Service In-House Underwriting, Claims, Risk Management, and Policy Administration Online Tools and Resources for Agents Program Coverages for Zoos and Aquariums Insurance General Liability Volunteers as Additional Insureds Sexual Abuse and Molestation Coverage Contingent Fireworks Coverage Primary and Contingent Ride Liability Excess/Umbrella Liability Liquor Liability Automobile Coverage Property Coverage Crime Insurance Employee Benefits Liability Volunteer Accident Medical Coverage Deductible and SIR Options Ideal Accounts and Appetite American Specialty is looking to partner with agents placing accounts that involve animal interaction, public education, and entertainment. Ideal submissions include traditional zoos, aquariums, drive-through animal parks, and wildlife exhibits. Seasonal attractions and traveling exhibitions may also be considered. We understand the exposures unique to these venues—from volunteer liability to animal-related incidents—and tailor coverage accordingly. Examples of strong fits for this program include: A regional aquarium that hosts school field trips and special events. A drive-through safari park offering interactive animal feeding experiences and guided tours. Underwriting and Minimum Premiums This program is supported by highly rated carriers and features admitted coverage in all available states. All policies use program-specific forms and rates, and are non-auditable—helping your clients avoid unexpected premium adjustments. Minimum premiums vary based on the risk profile and size of the operation. Territories and Availability The Zoos and Aquariums Insurance Program is available in all 50 states plus Washington, DC. Whether your client operates in a rural area or a major metropolitan region, American Specialty has the capacity and flexibility to support your placement needs across the country. Why Work With American Specialty As a Managing General Underwriter with deep expertise in the entertainment, leisure, and attraction industries, American Specialty provides more than just a policy. Our in-house underwriting, claims, and risk management teams are integrated to offer responsive service and tailored solutions. We help agents navigate complex risks and deliver value to insureds through every step of the policy lifecycle. To learn more or to submit a risk, visit our company profile or go directly to our Zoos and Aquariums Insurance storefront. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include zoos, aquariums, wildlife parks, amusement-based animal attractions, and similar venues that involve public interaction and animal care operations. Is the coverage admitted or non-admitted?This program offers admitted coverage in all available states, supported by carriers rated “Excellent” or higher by A.M. Best. Are special events or festivals eligible for coverage?Yes, special events, exhibitions, and festivals associated with zoos and aquariums can be covered under this program, subject to underwriting. What support does American Specialty provide to agents?Agents benefit from in-house underwriting, claims, risk management, and policy administration, along with 24-hour claims service and online tools. Is there a minimum premium requirement?Minimum premiums vary based on the size, location, and nature of the operation. Contact underwriting for specific guidance on submissions. Need help placing an account? Connect with a market specialist.

Event Cancellation Insurance for concerts is one of the fastest-growing segments of BUA’s business. Major artists, promoters, and production companies rely on BUA’s NoShow® Event Cancellation and Non-Appearance coverage to protect concert revenues and lock in ticket income against last-minute disruptions. The most frequent cause of concert cancellations is performer non-appearance. BUA’s NoShow® coverage helps protect against financial loss from performer illness, injury, or unavoidable travel delays. Outdoor concerts and summer festivals are also vulnerable to severe weather, making event cancellation coverage essential for promoters and venues. Ideal Accounts and Appetite BUA’s Event Cancellation program is designed for agents placing live-music exposures at any scale—single concerts, weekend festivals, artist tours, and recurring club or venue dates. Appetite includes local promoters, regional festival producers, booking agencies, and tour managers for domestic and international schedules. Coverage can be written for a single event or a scheduled tour. Coverage Highlights and Advantages BUA’s NoShow® Event Cancellation coverage is tailored to common perils that interrupt concerts and tours. Typical covered causes include: Adverse weather that prevents performance or safe attendance Death, illness, accident, or injury to key performers or acts Unavoidable travel delays for artists or essential personnel Civil unrest and security-related cancellations Labor strikes affecting venues, transport, or suppliers Natural perils such as wildfires and earthquakes Policies are flexible and can be structured to match ticketing arrangements, advance expenses, and multi-date exposures. Limits, deductibles, and endorsements are placed based on event size, roster, and financial structure. Underwriting Notes and Minimum Premiums BUA works with multiple carriers to provide capacity and tailored terms. Minimum premiums for this program start at $500. Underwriters evaluate event details such as expected paid attendance, ticket revenue, artist contractual obligations, travel logistics, and the venue environment. Early submissions with complete event schedules, rider information, and contingency plans improve quoting speed and placement outcomes. Territories and Availability Coverage is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Some admitted markets are available depending on the risk and jurisdiction. Why Work With BUA As a Managing General Agency with deep entertainment expertise, BUA combines specialized underwriting with access to multiple carrier markets. Agents benefit from responsive placement, tailored terms for touring and festival schedules, and underwriting that understands artist contracts, rider issues, and event logistics. BUA’s underwriting team is experienced at structuring coverage for complex productions and quick-turn concert opportunities. Helpful Placement Examples You might have a client organizing a week-long outdoor music festival that needs protection for ticket refunds and advance production costs if headliners cancel due to illness. Or a promoter booking a multi-city tour who wants cover for non-appearance and unavoidable travel delays across several states. Both scenarios fit well with BUA’s NoShow® Event Cancellation solutions. Frequently Asked Questions What types of accounts are a good fit for this program?Concert promoters, music festival organizers, booking agencies, and tour managers producing live music events—single shows or multi-date tours—are ideal candidates. Can I get coverage for a single concert event?Yes. BUA offers coverage for single concerts as well as scheduled tours, both domestic and international, depending on the risk. What are the most common causes of event cancellation covered?Common covered perils include performer illness or injury, adverse weather, unavoidable travel delays, and civil unrest. Is this program available in all states?The program is available in most U.S. states; some admitted markets may be available depending on the location and risk. What is the minimum premium for this Event Cancellation program?The minimum premium starts at $500, with final pricing driven by event details and other underwriting factors. Need help placing an account? Connect with a market specialist.

There is no question that professional sports are big business in the U.S. Every home game generates significant revenue for team owners through ticket sales, concessions, parking, merchandise, and more. When a game is canceled or postponed, those revenue streams can disappear overnight. While many teams rely on league-wide event cancellation policies, those programs often include shared deductibles or exclusions that leave coverage gaps. ShowDown® Event Cancellation Insurance from BUA is the choice for professional sports franchises and leagues seeking tailored protection to complement or supplement league programs. Ideal Accounts and Appetite This program is built for professional sports teams, stadium owners, leagues, and event promoters who cannot afford unexpected lost income from canceled or postponed games. BUA places single-franchise accounts as well as league-wide and venue-level programs, and can structure limits and deductibles to match an organization’s financial exposure and risk tolerance. Typical fits include stadium operators for NFL, MLB, MLS, and NWSL venues; franchise teams seeking supplemental protection outside league master policies; and event promoters running preseason, postseason, or special events with concentrated revenue. The program also considers large-scale neutral-site games and tournaments when detailed revenue projections are provided. Coverage Highlights and Advantages BUA’s ShowDown® Event Cancellation Insurance provides broad peril coverage designed for professional sporting events, including: Adverse weather Terrorism Communicable disease outbreaks Civil unrest Labor strikes Wildfires Flooding Earthquakes Unlike many blanket league policies, BUA can tailor coverage to a single team, venue, or event schedule, giving agents more control over deductibles, limits, and covered perils. Policies can be structured to fill gaps left by master programs and to improve speed of claims handling for isolated losses. Underwriting Notes and Minimum Premiums Minimum premiums and terms vary by event type, expected revenue, location, and exposure. BUA leverages multiple carrier relationships to provide competitive options across admitted and non-admitted markets. To support underwriting, provide detailed event schedules, projected gate and ancillary revenues, historical attendance figures, and any existing league or venue coverage. Territories and Availability This program is available in most U.S. states, including high-demand markets such as CA, TX, NY, FL, IL, and PA. Some admitted markets are available; non-admitted placement may be used depending on state regulations and the characteristics of the risk. Availability and terms will be determined by underwriting and carrier appetite for the specific exposure. Why Work With BUA As a Managing General Agency with focused expertise in event risks, BUA provides agents access to a robust Event Cancellation Insurance program backed by multiple carriers. Their ShowDown® product is recognized by professional sports organizations for its flexibility and hands-on service—from quote to placement to claim. You might have a client who owns a stadium that wants protection against lost revenue from severe weather, or a soccer franchise seeking coverage for disruption due to civil unrest or labor action. BUA can help you structure limits and endorsements to address those exposures and reduce the financial impact of a forced cancellation or reschedule. To learn more about placing business through BUA, visit their company profile or explore the program in detail at the program storefront. Frequently Asked Questions What types of accounts are a good fit for this program?Professional sports teams, leagues, stadium operators, and event promoters who need to protect against revenue loss due to canceled or postponed games are ideal candidates. What events are typically covered under this policy?The policy can cover cancellations due to weather, terrorism, communicable disease, civil unrest, labor strikes, wildfires, earthquakes, and more—subject to underwriting and exclusions. Can this program supplement existing league-wide coverage?Yes, BUA’s coverage can fill gaps left by league-wide policies, offering more tailored protection and potentially faster claims resolution. What information is needed to get a quote?Agents should be prepared to submit event schedules, estimated revenues, venue details, and any existing coverage currently in place. Is this program available in all states?The program is available in most U.S. states. Availability may vary based on the risk and regulatory environment. Need help placing an account? Connect with a market specialist.

BUA’s ShowDown® Weather Insurance program gives agents and brokers a simple, low-friction way to help retail clients run creative, weather-based promotions without taking on full refund risk. Retailers — from jewelers and furniture stores to auto dealers and electronics shops — can advertise full or partial refunds if a specified weather event occurs on a chosen date, while BUA’s coverage pays the retailer when the trigger is met. Overview of the ShowDown® Weather Insurance Program ShowDown® is designed to help retail clients generate buzz and drive earlier purchasing through headline-making, weather-tied promotions. Examples include promises such as refunding purchases if it snows more than one inch on Christmas Day or offering rebates if a record high temperature occurs on a holiday. These promotions attract attention and encourage customers to act early, while the policy limits the retailer’s exposure by paying predefined refund liabilities when third-party weather data confirms the trigger. Ideal Accounts and Appetite This program is a fit for a broad set of retail and event accounts, especially when a single, date-specific promotion is being planned: Retailers — jewelry, furniture, appliances, electronics, sporting goods Auto dealerships running holiday sales or limited-time guarantees Event promoters, outdoor entertainment venues, and tent sales Grand openings and seasonal marketing campaigns seeking earned media Accounts that benefit most have a clear promotional window, a measurable weather trigger, and limited refund exposure that can be estimated in advance. Coverage Highlights and Advantages Customizable weather triggers — snowfall, rainfall, temperature, wind, etc. Flexible dates and threshold definitions to match marketing goals Pays the retailer to cover advertised refunds or rebates when the trigger is met Uses independent, third-party weather data for objective determination Simple quoting and binding for quick promotional timelines Underwriting Notes and Minimum Premiums Minimum premium for the ShowDown® program starts at $250. Underwriting evaluates the promotion’s terms, the geographic location and local weather history, and the retailer’s estimated refund exposure. Simple, clearly defined promotions with verifiable triggers are easiest to place. Larger or multi-day programs, ambiguous trigger language, or unclear refund caps may require additional underwriting or higher premiums. Territories and Availability BUA’s ShowDown® Weather Insurance is available nationwide — all 50 states and the District of Columbia. The program can be adapted to local climate patterns, whether you’re placing business in a snow-prone northern market or a warm southern state. Why Work With BUA on Weather Promotions? As a Managing General Agency working with multiple carriers, BUA combines specialty market access with hands-on promotional experience. We understand retail marketing cycles and can help you structure a promotion that is both compelling for the insurer and attractive to the client. BUA supports agents with fast quoting, clear trigger language tied to third-party data, and underwriting guidance so promotions can be launched on tight timelines. You might have a client who wants to boost early holiday sales by offering a “snow refund” if measurable snowfall occurs on a key date, or a dealership that will refund service fees if a heat wave exceeds a threshold during a summer event. ShowDown® lets you place those kinds of promotional risks without the retailer retaining full refund exposure. Frequently Asked Questions What types of accounts are a good fit for this program?Retailers such as jewelry stores, furniture outlets, auto dealerships, electronics shops, and businesses hosting special events or seasonal sales are ideal candidates. How does the weather trigger work?The policy is tied to a specific weather event (for example, snowfall, rainfall, or temperature) on a selected date. If the event occurs as defined, the policy pays the retailer to cover promotions like customer refunds. What is the minimum premium for this program?The minimum premium starts at $250. Final pricing is based on location, historical weather data, the chosen trigger, and the retailer’s expected refund exposure. Is this coverage available nationwide?Yes. BUA offers this program across all 50 states and the District of Columbia. Can the coverage be tailored to specific events?Yes. The program is highly customizable — you can select the date, the exact weather trigger, and the refund exposure to align with your client’s promotional goals. Need help placing an account? Connect with a market specialist.