J.M. Wilson Corp.
Contact Us
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J.M. Wilson Corp.
Contact Us
contact_phone Click to call
Vacant Dwelling Insurance
Features of Vacant Dwelling Insurance
  • Policy terms of 3, 6, or 12 months may be written
  • Policy extensions may be handled by simple extension endorsement
  • Available both Package and Monoline
  • Broad Form Liability Coverage includes Medical Payments and Fire Legal Liability
  • Independent Contractors Coverage available
  • Available for Residential, Commercial and Industrial Properties
  • No restrictions on length of vacancy
  • Buildings undergoing minor repairs, alterations or improvements are eligible
  • Special form and replacement cost available for buildings 10 years old or newer
Limits of Liability for Vacant Dwelling Insurance
  • Limits are available up to $8,000,000 subject to these maximum limits (dependent on carrier)
  • Excess or umbrella limits up to $20,000,000
Construction Type
  • Frame $1,000,000 Sprinklered, $500,000 Non-Sprinklered
  • Non-Combustible & Joisted Masonry $4,000,000 Sprinklered, $2,000,000 Non-Sprinklered
  • Masonry Non-Combustible $7,000,000 Sprinklered, $4,000,000 Non-Sprinklered
  • Fire Resistive $8,000,000 Sprinklered, $5,000,000 Non-Sprinklered
The personal lines team at J.M. Wilson is eager to help independent insurance agents satisfy the needs of their customers.  A few of the highlights to consider:
* 24 hour turn around on quotes - most often, same day
* Direct bill for many personal lines accounts
* Knowledgeable, friendly underwriters ready to assist with:
      On-line rating
      Phone quotes
      Coverage questions
      Financing quotes when needed
* Some accounts the team is currently having success with:
      Homeowners (including high valued homes)
      Personal inland-marine (including contents in mini-storage)
      Personal umbrella (even for high risk drivers)
      In-home business products
 * All J.M. Wilson personal lines markets are "A" rated

For more information on our Personal Lines Insurance, visit our website: www.jmwilson.com

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency and Excess & Surplus Lines Broker
  • Admitted:
  • Carriers:
  • Carrier Ratings:
    A rated or better
  • Commission:
    Varies by coverage and carrier
  • Min Premium:


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8036 Moorsbridge Road
Portage, MI 49024


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J.M. Wilson Corp. has other insurance programs like Alarm Installation and Repair Insurance.