Freight Forwarders

Freight Forwarders E&O Insurance Program from Capitol Special Risks

Finding reliable E&O coverage for Freight Forwarders and Customs House Brokers has become increasingly difficult in today's market. Capitol Special Risks (CSRisks) offers a specialized solution tailored to meet the complex professional liability exposures faced by logistics professionals. As a fully licensed surplus lines wholesaler, CSRisks connects agents and brokers with competitive, customizable coverage options from multiple carriers — all with fast turnaround and no broker fees.

Ideal Accounts and Appetite

This program is designed for:

• Freight Forwarders
• Customs House Brokers
• Logistics Coordinators and Transportation Consultants
• Independent Contractors in logistics and supply chain roles

Whether your client is a small independent operation or a mid-sized logistics firm, CSRisks can help place the right E&O coverage. The program can accommodate operations with domestic or international exposure and is well-suited for firms that handle complex shipping and customs documentation.

Example: You might have a client who arranges international cargo transport and provides customs clearance services. With increased risks around documentation errors, delays, and regulatory compliance, this program offers the protection they need.

Coverage Highlights and Advantages

CSRisks' Freight Forwarders E&O program offers key policy features designed specifically for logistics professionals:

• Punitive Damages (where insurable by law)
• No "hammer clause" in the Consent to Settle provision
• Disciplinary Proceedings sublimit
• Personal Injury coverage included
• Loss of Earnings sublimit
• Coverage for Independent Contractors
• Spousal Extension

Additional coverages that may be available include:

• Stand-alone defense costs limit outside the indemnity limit
• Contingent Bodily Injury and Property Damage
• True Worldwide Coverage

Underwriting Notes and Minimum Premiums

Minimum premiums vary depending on the size and complexity of the operation. Underwriters evaluate factors such as scope of services, geographic reach, loss history, and risk management protocols.

CSRisks' expert team, which includes multiple Certified Insurance Counselors (CICs), works closely with agents to develop tailored solutions for each submission. Expect prompt, professional service and support throughout the underwriting process.

Territories and Availability

This program is available on a non-admitted basis in all 50 states, including DC. CSRisks can help you place business in AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY.

Why Work with Capitol Special Risks?

Capitol Special Risks brings decades of experience in placing hard-to-insure risks in the professional liability space. With access to multiple carrier partners, deep industry knowledge, and a commitment to service, CSRisks is a dependable partner for agents and brokers who need quick, creative solutions for their logistics and freight-forwarding clients.

Fast turnaround — and we never charge a broker fee!

Frequently Asked Questions

Need help placing an account? Connect with a market specialist.