Ideal Accounts and Appetite
This program is suitable for a wide variety of media and production clients, including:
- Film and video producers (independent or studio-backed)
- Television production companies
- Streaming and digital content creators
- Documentary filmmakers and freelance directors
If you have clients producing content for distribution across various platforms—including theatrical release, streaming, or mobile—this program can address the unique liability risks involved.
Coverage Highlights and Advantages
This policy offers robust protection, including:
- ‘All risk’/‘open perils’ coverage
- Worldwide occurrence form protection
- Coverage for plagiarism, piracy, and misappropriation of creative content
- Protection against breach of license agreements and failure to credit authorship
- Coverage for online, digital, and mobile content formats
- Advertising and merchandising liability
- Broad definitions for additional insureds and production activities
- Defense cost options, including choice of approved counsel
This program even includes affirmative coverage for punitive or exemplary damages where legally insurable and provides a carve-back for unproven fraudulent conduct. Your clients are also protected from being forced into settlements they do not agree with.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the size, scope, and type of production. Capitol Special Risks offers fast turnaround and does not charge a broker fee, making it easy for agents to place business efficiently.
Territories and Availability
This program is available in all 50 states, including CA, NY, FL, TX, and others. Both admitted and non-admitted markets may be available, depending on the risk profile and location.
Why Work With Capitol Special Risks?
Capitol Special Risks is a wholesale broker with deep expertise in professional and media liability. With access to multiple carriers and a strong understanding of entertainment-related exposures, they help agents navigate complex risks with confidence. Their team specializes in identifying coverage gaps and providing tailored solutions for creative professionals—while maintaining quick and responsive service.
Contact Capitol Special Risks today to discuss your client’s production project and uncover available liability options for media professionals. Fast turnaround and no broker fees make it easy to get started.
In CA, Capitol Special Risks, Inc. dba: Capitol Special Risks Insurance Service - CA Fire & Casualty Agency - #0C46094
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for film, television, and video producers, including independent filmmakers, production companies, and digital content creators distributing via streaming platforms or mobile apps.
What coverages are included in the policy?
The policy offers broad protection including all-risk liability, plagiarism and copyright claims, breach of license, misappropriation, digital content liability, advertising injury, and more.
Is this program available in all states?
Yes, this program is available in all 50 states, including access to admitted and non-admitted markets depending on the client’s needs.
Can this policy cover online or mobile content?
Yes, coverage extends to content distributed via websites, podcasts, streaming services, and mobile applications.
Does Capitol Special Risks charge a broker fee?
No, Capitol Special Risks does not charge a broker fee, making it easier and more cost-effective for agents to place business.
Need help placing an account? Connect with a market specialist.