Cochrane & Company
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Cochrane & Company
Contact Us
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Lessor's Risk Insurance
The Lessor's Risk Insurance product targets applicants seeking to cover a lessor's risk exposure. Buildings are not required to be 100% leased.
Why do you need to purchase Lessor's Risk Insurance?
  • A pedestrian trips and falls on your sidewalk
  • Damage to tenant's personal property due to your building having a leaky roof
  • Tenant trips and falls in your building's stairwell due to improper lighting
Liability Features:
  • Limits available up to: $1,000,000 per occurrence/$2,000,000 up to $5,000,000
  • Expanded definition of bodily injury to include mental anguish and emotional distress
  • Hostile Fire Exception to Pollution Exclusion
  • Hired and Non-Owned Auto Liability covereage available
  • No liability deductible
  • Credits available for:
       - Applicants requiring all commercial tenants to name the applicant as an additional Insured 
       - Applicants requiring the tenant to be responsible for general condition of pavements and curbs (including ice snow removal)
Property Features:
  • New rate reduction
  • Property coverage using ISO's broad April 2002 coverage form
  • Equipment Breakdown - Includes free boiler inspection if required in your jurisdiction
  • Special Causes of Loss and Replacement Cost Coverage is available
  • Older buildings are acceptable with a Functional Building Evaluation endorsement
  • Property Limits up to: $3,000,000 (Depending on protection class and occupancy of tenant)

 For more information regarding Lessor's Risk Insurance, please contact us!

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency
  • Admitted:
    No States
  • Carriers:
  • Carrier Ratings:
  • Commission:
  • Min Premium:


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Please note: must complete Cochrane & Company's appointment process prior to quoting submissions.
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Cochrane & Company has other insurance programs like 1-4 Family Dwelling Insurance.