• A pedestrian trips and falls on your sidewalk
• Damage to tenant's personal property due to your building having a leaky roof
• Tenant trips and falls in your building's stairwell due to improper lighting

• Limits available up to: $1,000,000 per occurrence/$2,000,000 up to $5,000,000
• Expanded definition of bodily injury to include mental anguish and emotional distress
• Hostile Fire Exception to Pollution Exclusion
• Hired and Non-Owned Auto Liability covereage available
• No liability deductible
• Credits available for:

       - Applicants requiring all commercial tenants to name the applicant as an additional Insured 
       - Applicants requiring the tenant to be responsible for general condition of pavements and curbs (including ice snow removal)

• New rate reduction
• Property coverage using ISO's broad April 2002 coverage form
• Equipment Breakdown - Includes free boiler inspection if required in your jurisdiction
• Special Causes of Loss and Replacement Cost Coverage is available
• Older buildings are acceptable with a Functional Building Evaluation endorsement
• Property Limits up to: $3,000,000 (Depending on protection class and occupancy of tenant)