Exercise Equipment Clubs

Aerobic Studios

Weight Lifting Gyms

Personal Trainers

Masseuses/Massage Parlors

Dance Studios

Pilates

Tai Chi

Yoga

Physical Therapists

Swim Instructors

Childcare for club members while on premises is included

• Primary Limits up to $3,000,000 Occurrence/Aggregate
• Liquor Liability
• Hired and Non-owned Auto
• Excess or Umbrella Limits up to $25,000,000
• Included Coverages:
  • Medical Payments Coverage - $5,000 Limit
  • Blanket Additional Insured Endorsement
  • Club Members as Additional Insureds
  • Errors and Omissions Coverage Part - Policy Limits
  • Sexual and Physical Abuse Coverage - $25,000 per claim/$50,000 Aggregate (Higher optional limits available)
• No Deductible Required  

Building

Business Personal Property

Business Income

Basic, Broad or Special Form

Replacement Cost or ACV

Equipment Breakdown

Food Spoilage

Inland Marine

Accounts Receivable

Computer Equipment

Outside Signs

Valuable Papers

Inside the Premises (Theft of Money and Securities and Robbery or Safe Burglary of Other Property)

Outside the Premises