Continental Risk /Continental Marine Insurance Services
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Continental Risk /Continental Marine Insurance Services
Contact Us
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Trucking and Commercial Auto Program

Trucking and Commercial Auto Program From Continental Risk

Continental Risk, an experienced Excess & Surplus Lines Broker, offers a comprehensive Trucking and Commercial Auto Program available in all 50 states. Designed for a wide range of transportation and commercial auto risks, this program brings access to reputable carriers and flexible underwriting to help agents place even the most complex accounts.

Ideal Accounts and Appetite

This program is a great fit for both established fleets and new ventures. In California, we offer solutions specifically for 11+ unit and 21+ unit fleets. Continental Risk is willing to consider a wide variety of exposures, including:

  • Car haulers (including cargo with DV endorsement)
  • Oil rigging and fracking operations
  • Dumping operations
  • Piggybacking
  • Drive-away exposures
  • Refrigerated (reefer) haulers
  • Flatbed operations
  • General freight and intermodal transport
  • Mixed exposures (for-hire and not-for-hire)

All radius types are considered, from local to long-haul operations. Whether your client is a startup logistics company or a growing fleet with diverse exposures, we can help you find competitive coverage options.

Coverage Highlights and Advantages

  • Program filed in all 50 states
  • New ventures acceptable
  • No coinsurance penalty on cargo
  • Flexible solutions for mixed-use fleets
  • Appetite for difficult-to-place risks in specialized sectors like oilfield and drive-away

This program can help your insureds manage a wide range of auto liability and physical damage exposures, while also offering tailored options for cargo and specialty endorsements.

Underwriting Notes and Minimum Premiums

Minimum premiums vary depending on the specific risk and carrier. Continental Risk works with a variety of markets to help you find the right fit based on your client’s operations, loss history, and geography. We encourage agents to reach out early with account details to determine eligibility and pricing options.

Territories and Availability

This Trucking and Commercial Auto Program is available in all 50 states, including California, Texas, Florida, New York, and other major transportation hubs. Continental Risk has filed the program nationwide and offers some admitted markets depending on the state and risk class.

Why Work With Continental Risk

Continental Risk brings specialized knowledge in complex commercial auto risks and access to a broad range of carrier markets. As a trusted Excess & Surplus Lines Broker, we support agents with responsive service, underwriting insight, and a flexible appetite. We understand the nuances of trucking and commercial auto exposures—and we’re here to help you place business that might fall outside standard markets.

For more information on our Trucking and Commercial Auto Program, please contact [email protected].

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for fleets with 11 or more units, especially in California, as well as new ventures and operations with specialized exposures like car hauling, oil rigging, or drive-away risks.

Are new trucking operations eligible for coverage?

Yes. New ventures are acceptable, and we welcome submissions for startup trucking businesses, including those with unique or niche haul types.

Is coverage available in my state?

Yes. The Trucking and Commercial Auto Program is filed in all 50 states. Some admitted markets may be available depending on the risk and location.

What types of radius or hauling distance are acceptable?

All radius types are considered—from local to long-haul operations. We can accommodate a variety of hauling distances and routes.

Does the program include cargo coverage?

Yes. Cargo coverage is available, and there is no coinsurance penalty on cargo, which is a key benefit for many transportation clients.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Excess & Surplus Lines Broker
  • Admitted:
    Some Available Markets
  • Carriers:
  • Carrier Ratings:
    A rated
  • Commission:
    Varies
  • Min Premium:
    Varies

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LOCATION

330 S Fairmont Ave., 2
Lodi, CA 95240
866-699-2747

APPLICATIONS

  • Trucking application
    We will need the attached application in addition to an acord application, loss history, and MVRs.

AGENCY LICENSING

Prior to binding we will need a signed producer agreement and a copy of your E&O and license.
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Continental Risk /Continental Marine Insurance Services has other insurance programs like Above Ground Storage Tank Liability.