General Liability Insurance for Painting Contractors

Painting contractors may not be responsible for the structural integrity of a building but the work they do will impact the project. Even though there might not seem to be a large amount of risks associated with painting there could always be accidents, equipment could fall, the chemicals could harm someone, or the painting contractor could mess up the walls entirely. Most good business owners take their craft very seriously but accidents do happen creating a specific list of risks and exposures for the painting industry.

Empire Underwriters has been working with the painting industry for over 30 years, and have experienced the unique needs of the painting industry. Empire has partnered with an “A” rated carrier to make sure that you and your clients are able to find the right General Liability Insurance for Painting Contractors at an affordable price.

Please contact us at 800-758-8113 to speak to our experienced brokers about your General Liability Insurance for Painting Contractors accounts.

Overview:

Insurance and risk management services for small- to medium-size Painting Contractors.

Market Focus:

Painting Contractor General Liability program focused on small to medium contractors with less than $1,000,000 annual payroll.

Appetite:

• Artisan Painting Contractors
• Residential Painting Contractors
• Commercial Painting Contractors
• Steel Structure Painting

Eligible Risks:

• New construction on residential & commercial projects, including new single family homes.
• Repair or remodeling of residential & commercial projects.

Ineligible Risks:

• New construction of condominiums, condominiums conversions & townhouses (some exceptions).
• Any structures/work greater than 3 stories (some exceptions).

Coverages Available:

• Blanket Additional Insured
• Waiver of Subrogation
• Primary and Non-Contributory
• Per Project Aggregate
• Subsidence (with limitations)
• Prior Projects (with limitations)

Submission Requirements:

• ACORD Applications
• Currently valued loss runs - 3 to 5 years
• Supplemental Application
• Pollution - Project Specific Application

Do you need a General Liability Insurance quote for your Painter Account?

Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately.